Do you ever wonder how people who have plunged into tens of thousands of pounds of debt manage to get into that situation?
Mandy Brown lives in St Davids, in Pembrokeshire. She's out of work, and like thousands of other people in Wales, she's heavily in debt.
Last year the amount she owed hit an all time high; she had debts of around £33,000.
From the second she wakes up there's only one thing on Julie Carrington's mind - her debt.
Although she works full-time in the public sector and rents a modest house, she just can't make ends meet.
Many of us will have felt the pinch on our pockets recently, but maybe we just don't want to give up some of life's little luxuries.
But, Lucy has some top tips about curbing your spending during the working day. They could save you hundreds of pounds during the course of a year.
Post categories: money
| 19:31 UK time, Wednesday, 28 January 2009
As purse strings tighten, lenders are calling in their debts. The latest figures show that county court judgements, which are issued against people if they fail to make payments on a loan or credit card for example, rose by over 17% compared to the same period in 2007.
What happens when debts lead to a visit from the bailiffs? X-Ray finds out.
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