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Forty more Halifax and Lloyds bank branches will close this year as fewer people need physical sites, the banks' owner Lloyds Banking Group has said.

The switch to online banking has seen branch footfall in those sites drop by over half, it said.

Cost-cutting in the banking sector has led to the closure of thousands of branches in recent years.

In July, Lloyds Banking Group said it would close 66 branches between October 2022 and January 2023.

In its latest announcement, the group said Halifax will close 18 sites, while Lloyds will shut 22 between April and June.

All but one of the closures are in England, with Halifax closing its site in Bangor, Wales.

The group said there were no job losses as a result of the closures.

The number of people using services in-person has been falling for years as more people do their banking online.

The group said the branches to be closed have seen the number of visits drop dramatically in the last five years.

"Branches play an important part in our strategy but we need to have them in the right places, where they are well-used," a group spokesperson said.

They added that all of the branches due to close have at least one free-to-use cash machine or a Post Office within a third of a mile.

The Halifax branches shutting are in: Bangor, Chester-le-St, Fenchurch Street in London, Aldershot, Chorlton-cum-Hardy, Crouch End, Golders Green, Putney, Norbury, Surbiton, Chingford Mount, Redruth, Bletchley, Maldon, St Neots, Whitley Bay, Grays and Purley.

The Lloyds branches closing are in: Norbury, Beckenham, Pontefract, Chingford, Gillingham in Kent, Dagenham Heathway in London, Marylebone, Bramford Road in Ipswich, Ripley, Weybridge, Twickenham, Beeston, Whitstable, Wickersley, Borehamwood, Littlehampton, Rustington, Liverpool's Aintree, Shaftesbury, Newport in Shropshire, Hyde and South Harrow.

In November 2021, TSB bank announced it would be shutting 70 sites, while in November 2022 HSBC said that from April, it would close 114 branches.

Barclays announced it would be closing 15 branches in 2023.

There were 8% fewer banks on High Streets across England, Scotland and Wales in March 2022 from a year earlier, according to data from Ordnance Survey.

Once the closures are complete, Lloyds Banking Group will have 1,277 branches across its Lloyds, Halifax and Bank of Scotland brands.