大象传媒

This week it emerged that Wonga sent letters from non-existent law firms to customers in arrears between 2008 and 2010. The company has been ordered by the Financial Conduct Authority to pay 拢2.6m compensation to customers. The City of London Police have confirmed they will re-consider opening a criminal investigation into this matter. Paul Lewis speaks to the Jonathan Smithers of the Law Society of England and Wales.

Your cheque's in the post - should you be worried?
A listener posted a cheque for 拢36,000 to his bank. It was stolen and paid in by someone else to an account in approximately his name. 拢20,000 was withdrawn. Barclays, his bank, have agreed to refund him only the balance of 拢16,000. What are his rights? And will the new cheque imaging service be any safer and quicker?

Bonds funds
Pension funds often employ 'lifestyling' on pension funds as people approach their retirement date. That means moving their investments out of the stock market into safer assets such as bonds. But with bond funds falling in value is that still a good idea? And does the new pension freedom mean it is a pointless exercise? Paul Lewis speaks to Merryn Somerset Webb, editor of Money Week and Brian Dennehy of FundExpert.co.uk

Freedom constrained
Should new pensioners be forced to buy insurance so that if they spend all their pension funds they would still have enough to live on if they lived beyond 85? It's been suggested. And we find out what other innovative products are on the agenda for next April when pension freedom begins.

Producer: Ruth Alexander.