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Insurance Questions? Need help with premiums, policies or claims? Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail moneybox@bbc.co.uk

Motor insurance premiums are rising for the first time since 2011, according to the latest AA Insurance Premium Index. Average quotes rose by 4.2% to 拢891 in the third quarter of 2014 but there is better news for drivers aged 17-22 whose costs are falling due to 'pay how you drive' policies.

Home insurance premiums are falling, with average annual buildings cover costing 拢112.56 and contents cover dropping to 拢61.64. But don't fall into the trap of allowing your insurance to renew automatically or you won't benefit from the drop in prices.

If you want to ask about finding a cheaper policy, while making sure your valuables our covered, why not talk to our team on Wednesday?

Maybe you need help understanding the jargon?

If you're making a claim, is it going smoothly?

Perhaps you want the latest news on plans for flood insurance?

Or advice about a specialist policy?

Whatever your question, why not ask our panel for their view? Joining presenter Lesley Curwen will be:

Anne-Marie Flexman, Gocompare.
Stuart Reid, Executive Chairman, Insurance Broker, Bluefin.
Malcolm Tarling, Association of British Insurers.

Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail moneybox@bbc.co.uk now. Standard geographic call charges apply.

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