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Puzzled by benefits or tax credits? Paul Lewis and guests are ready to help, call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail your questions to moneybox@bbc.co.uk now.

Illness, disability, losing your job, retirement or changing family circumstances can have a serious impact on your finances, making it harder or impossible to make ends meet.

Support may be available in the form of benefits or tax credits and if you need help understanding your entitlement, making a claim or making sense of the system, Paul Lewis and guests will be waiting for your call on Wednesday.

Are you affected by the changing benefits system or the roll out of Universal Credit?

What can you do if you've been told there is an overpayment, who can check the figures and how will you repay the money?

If you are trying to move into work, how will you manage if your salary is low?

Or perhaps you are reducing your working hours to care for a relative or as you edge closer to retirement?

Whatever stage of life you're at, joining Paul Lewis to answer your benefit questions will be:

Phil Agulnik, Director, entitledto
Will Hadwen, Working Families
Gill Williams, Case Worker, Independent Age

Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail your question to moneybox@bbc.co.uk now. Standard geographic call charges apply.

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