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We're keen to hear your views and experiences. Call 03700 100 444 from 1pm to 3.30pm on Wednesday 7 September, standard geographic charges from landlines and mobiles will apply. Or e-mail moneybox@bbc.co.uk now.

Louise Cooper asks how today's students combine work and study. What are the financial and long term career benefits and is there an impact on academic results?

The typical English Student faces debts of over 拢44,000 at graduation say the Sutton Trust so it's hardly surprising that around 70% of undergraduates also have a job.

While some universities discourage students from accepting paid work during term time, many have invested in specialist employment services to help students find paid work.

The right experience can also give students a long term advantage. Market research company High Fliers say more than 90% of the UK's leading graduate employers are offering paid work experience programmes for students and recent graduates, with over 14,000 paid work placements.

So what is the right balance between work and study?
Does it matter what sort of work you do?
What are the pressures and benefits?
How do you avoid paying too much or too little tax?

We're keen to hear your views and experiences. Call 03700 100 444 from 1pm to 3.30pm on Wednesday 7 September, standard geographic charges from landlines and mobiles will apply. Or e-mail moneybox@bbc.co.uk now.