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X-Ray has heard from dozens of customers who bought second-hand cars from a Cardiff garage only for them to quickly develop faults.ÌýÌý

People like Martin Cameron, from Bettws near Newport, who used money left to him by his dying brother to buy his car. He ended up in a year long court battle to get the money back.ÌýÌý

Now we’ve been undercover to see what the company really tells its customers.

Sophie Owen was looking forward to a well-earned break with her young family when she paid just under £1,000 for a week at a hotel in Menorca in September 2016.ÌýÌý

But four nights into the holiday, the family found themselves waking up to a nightmare situation when a bushfire was ignited dangerously close to the hotel.ÌýÌýÌý

But when the guests tried to set off the fire alarms they failed to go off and Sophie says the holiday reps didn’t have any advice either.ÌýÌý

Lucy Owen finds out who IS responsible for keeping you safe when you’re on holiday.

There are more than 13 million pets in the UK and looking after them can cost you thousands during the animal’s lifetime.ÌýBy far, the biggest expense is veterinary bills yet only one in four dog owners have taken out pet insurance to cover those costs.ÌýAs for cat owners, it’s just one in seven. Paying a monthly insurance premium can save you money in the long run, particularly as some pedigree breeds are prone to developing health problems as they age.Ìý

Another huge cost is pet food. We spend around £20 a month feeding our cats and dogs; that’s around £3,000 in a lifetime. But supermarkets’ own brand pet food can be just as good as the top of the range branded option, as long as it’s part of a complete diet and appropriate to the age, health and lifestyle of your pet. If in doubt, ask your vet for advice.

A final word of warning from animal welfare charities. The rising demand for so-called ‘designer dogs’, like French Bulldogs and Pugs, is fuelling a puppy farming industry where many animals are kept in appalling, diseased conditions. If you buy an animal from a charity rescue centre you’ll know it will have had a thorough health check. It will also have been micro chipped, vaccinated and neutered, all costs you won’t have to fork out for yourself.

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