大象传媒

If you need long term care when you get old, you can expect it to cost over 拢30,000 a year; every year, until you die.

Money Box investigates the companies that offer a solution: put your assets into a trust and you can protect your home and savings from care fees.

But can these companies really beat the system?

Presenter Michael Robinson discovers why these schemes may not work and asks if the sale of care fee protection strategies is another symptom of a crisis in funding for social care.

To find out, he speaks to Andrew Dilnot, who recommended the Government cap care fee liability six years ago. Is Dilnot right that all of this would come to an end if his reforms were introduced? And is he right to call the means test for care fees, the most pernicious in the whole welfare state?

Producer: Matt Bardo
Reporter: Michael Robinson
Editor: Andrew Smith.