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If you鈥檙e priced out of the housing market, could shared ownership help you onto the property ladder? Offered by housing associations and private developers, these schemes allow you to buy a share in a property while paying rent for the portion that you do not own.

Paul Lewis and guests answer your questions about the pros and cons of shared ownership. How does it work and what are the costs, responsibilities and restrictions?

E-mail your questions, thoughts and experiences now to moneybox@bbc.co.uk

On the panel will be:

Kelly McCabe, Managing Director, TMP The Mortgage People
Amy Nettleton, Chair, Shared Ownership Steering Group
Giles Peaker, Housing Partner, Anthony Gold Solicitors

Presenter: Paul Lewis
Producer: Diane Richardson
Editor: Emma Rippon