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Low interest rates on savings has made many people consider putting money built up during the pandemic into stocks and shares in the hope of higher returns. But what do you need to know BEFORE you make that first trade?

We explore the risks, how to navigate the jargon and - most importantly - whether this type of investment is really for you.

Do you have an experience you'd like to share? Email us: moneybox@bbc.co.uk.

Expert panel:
- Susannah Streeter, Senior investment and markets analyst, Hargreaves Lansdown
- David Stevenson author of 鈥淚nvesting in shares for dummies鈥� and Adventurous Investor column, Financial Times

Presenter: Charmaine Cozier
Producer: Rumella Dasgupta
Production co-ordinator: Janet Staples
Editor: Alex Lewis