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Four energy companies go bust in a fortnight. Gas and electricity prices set to rise by 12% for millions of customers. And there are warnings of energy shortages this winter. What can consumers do to protect themselves?

There has been a rapid growth in the number of young people who appear to be laundering money through their bank accounts for criminals.

And a bank offering special deals for students turns down one eighteen year old because her credit score is only ‘good’.

Presenter: Paul Lewis
Researcher: Anita Langary
Reporter: Dan Whitworth
Production co-ordinator: Janet Staples
Series producer: Alex Lewis
Editor: Emma Rippon