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We were contacted by a 83 year old listener, Marie, who has spent 拢200,000 on care costs for her husband, John. He has dementia.
The care home costs are more than 拢1200 a week, and their savings are nearing the point where there won鈥檛 be any left to pay the bill. Marie contacted us to ask for advice on how she can continue to afford to pay for John鈥檚 care, what her options might be, and where to get help.
We will be speaking to Age UK to guide us through the options that are there, and where to go for help. Iona Bain, the financial journalist, will also join us to talk about equity release, and is this a safe option to pay for care.

With the weather being cold and wet, it鈥檚 no surprise that January is the busiest month for booking a holiday. But, are those deals that we see online too good to be true? Well it seems in some case they are, because they are actually scams that will leave you out of pocket, and without a holiday to go on. Travel expert Simon Calder and fraud and scam prevention expert, Jim Winters will be telling us how to protect our selves whilst looking for a break.

And energy companies and bad customer service - two things that will get a lot of you shouting at the radio I'm sure. We will be talking to consumer experts, Which?, about their recent energy company survey that shows that British Gas comes at the bottom of the table, as well as a man that was paying for his neighbour's energy.

Presenter: Winifred Robinson
Producer: Dave James