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There has been a huge amount of fuss recently about what some people are paid – MPs and their expenses, footballers and their colossal wages, TV stars and their huge contracts and – of course – bankers and their bonuses. When we hear that someone has pocketed millions in a single year, we may be tempted to feel that it’s all totally random and unfair. But is it?

One of a series of short films featuring Business Editor Robert Peston. He examines how we got into the recent financial crisis and what you can do to protect yourself.