大象传媒

Get expert advice during our phone-in with legal eagle John Glandfield. We have tips on how to beat next month's VAT rise with our guest from Moneysupermaket.com.

And after discovering so many "talented" performers yesterday, where Stuart invited you to contact us with your Christmas decorations which make a noise, Stuart launches the Xmas Factor - your chance to find the "best" singing Christmas decoration in Stoke-on-Trent, Staffordshire and Cheshire!