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With everything from mobile phones to loans to mortgages needing a credit check – what if the credit reference agencies can’t confirm you are who you are? As more and more of our day-to-day lives require a decent credit score Money Box has been speaking to 21-year-old Imogen who, despite doing everything right, is struggling to get credit agencies to even recognise she exists! Paul Lewis spoke to her in conversation with James Jones form one of the leading credit agencies, Experian…