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2. Peer Pressure

Pressure from friends or social media can lead us spending more than we expected. Bea talks to Anna, who has felt the pressure and Matt, who avoids it by having no social media.

It鈥檚 very common to feel socially pressured to spend more money than we expected, especially when we鈥檙e around our friends. However, with the rise of social media, it鈥檚 easier than ever for us to be influenced by peers and spend money we didn鈥檛 want to. Bea hears from Anna, whose consumption of beauty bloggers on YouTube and Instagram was causing her to spend more than she expected on beauty bloggers. She explains why she finds peer pressure a difficult pressure to avoid and gives her tips for curbing it. Bea also chats to Matt, who has no social media presence at all, to see if this might be a radical way to prevent peer pressure in the digital age.

For help, details of organisations offering information and support with issues discussed, are available at bbc.co.uk/actionline.

You can join the conversation with the hashtag #Money101Pod. You can find Kalpana on Twitter @kalpanafitz and Bea is @beaduncan_.

The host is Bea Duncan. The producer is Renay Richardson. The assistant producers are Bea Duncan and Rez Marino. This is a Broccoli Production for 大象传媒 Sounds.

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27 minutes

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