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Martin Lewis answers your financial questions including what are my rights if my parcel isn’t delivered? Why are wholesale gas prices falling but bills aren’t?

Elsewhere in the podcast, ‘Tell Us’ what were your new year’s financial resolutions last year. Did you keep to them? How long did they last? Did it work?

´óÏó´«Ã½ Radio 5live’s Nihal Arthanayake takes on Martin’s Money Mastermind – he’s quizzed on savings and cash ISAs. Listen to find out how he gained 10% of a point.

This week, Martin’s podcast exclusive money-saving tips include an urgent warning to high earners and the self-employed. Don't miss the 31 January 2023 self-assessment tax return deadline or risk a £100 fine. As well as a plea to anyone who pays for a NHS prescription. He estimates more than one million people in England missed out on savings of around £40 in the 12 months leading up to this April because they didn't buy a prescriptions 'season ticket'.

Producer: Isabelle Tudor