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Martin Lewis explains what to look for in a fixed deal and how to know if you鈥檒l save money.

Speaking to 5 Live鈥檚 Nihal Arthanayake about the year ahead he said: 鈥淭he price cap will be roughly 3% cheaper than now if we鈥檙e lucky - but it may be less than that.鈥�

He says that means you should be factoring that 3% saving into any longer-term deals. "Where the discount is more than 3% cheaper than the current rates" he said you can get 鈥減eace of mind鈥� and might 鈥渁ctually save money".

Listen back to the Martin Lewis podcast on 大象传媒 Sounds.