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If you heard that the number of people declaring themselves bankrupt in Staffordshire and South Cheshire was on the increase, would you be surprised? Well it is, and given the number of ways people can get into debt, it shouldn't come as a big shock.

You only have to switch on the TV or walk down the high street to see how easy it is for people to get in spiralling debt.Ìý

So what do you think about it? Do you think that people should look after their money better, or do people deserve a second chance?Ìý After all, everybody makes mistakes.

With bankruptcy on the rise, ´óÏó´«Ã½ Radio Stoke's Mick Tucker went to find out if it's just becoming an easy way out...

Listen to Mick Tucker's report by clicking on the 'audio link' in the top right-hand corner of this page