大象传媒

With Christmas edging closer, Martin Lewis is urging everyone to financially plan now.

"Christmas is a huge proportion of the year's annual expenditure, the average adult spends 拢800 on it", Martin said.

A figure made more pressing by the fact that January is the busiest time for debt counselling agencies.

So what can I do to soften the fiscal blow?

Martin would advise budgeting for what Christmas you can actually afford and also do a "personal stock take" - working out what you don't use in the house and sell it for some extra cash.

This clip was originally from Adrian Chiles on 19 September 2024.

Listen back to the full Martin Lewis podcast on 大象传媒 Sounds.